COE Insights

guide

The True Cost of Car Ownership: Hidden Expenses Revealed

Think you know what a car costs in Singapore? This guide reveals 15+ hidden expenses that most buyers overlook, from season parking and ERP charges to car washing, accessories, and in-vehicle unit fees.

31 Mar 2026 · 9 min read

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guide

Parallel Import vs Authorised Dealer: Pros and Cons

Should you buy from a parallel importer or an authorised dealer? This guide compares PI and AD cars on price, warranty, servicing, specifications, resale value, and overall ownership experience.

29 Mar 2026 · 9 min read

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data

The COEkaki Affordability Index: Tracking How Affordable Cars Really Are

We created the COEkaki Affordability Index to answer a simple question: how many months of the median Singaporean salary does it take to buy a car? The answer might surprise you.

27 Mar 2026 · 4 min read

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analysis

Quota Allocation Changes: Q2 2026 Analysis

LTA has announced Q2 2026 COE quotas. We break down the changes by category, explain the drivers behind the adjustments, and assess the likely impact on premiums.

27 Mar 2026 · 4 min read

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guide

Car Loan Guide: How Much Can You Borrow in Singapore?

How much can you borrow for a car in Singapore? This guide explains LTV limits, maximum tenure, TDSR framework, current interest rates, and compares major bank offerings to help you get the best deal.

26 Mar 2026 · 9 min read

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data

30 Years of COE: An Interactive Timeline 1990-2026

From S$302 in the first round of 1990 to S$160,000+ in 2023, the COE has transformed Singapore's automotive landscape. Explore every key moment in this interactive timeline.

24 Mar 2026 · 6 min read

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guide

COE Bidding Strategy: Tips from Historical Data

What can historical data teach us about bidding for COE? We analyse thousands of bidding exercises to extract practical strategies for setting your bid price and timing.

24 Mar 2026 · 5 min read

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guide

Understanding PQP: Prevailing Quota Premium Explained

What is PQP and how does it affect your COE renewal cost? This guide explains the Prevailing Quota Premium formula, the difference between PQP and QP, renewal strategies, and historical trends.

24 Mar 2026 · 8 min read

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guide

Singapore Road Tax Explained: Rates by Engine Capacity

How much road tax will you pay? This guide covers Singapore's tiered road tax formula by engine capacity, EV road tax structure, available rebates, and how to check and pay your road tax online.

22 Mar 2026 · 9 min read

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guide

Weekend Car Scheme: Is It Worth It?

The Off-Peak Car scheme lets you own a car with restrictions in exchange for significant savings. Is it a smart financial move? We analyse the costs, restrictions, and lifestyle fit.

21 Mar 2026 · 3 min read

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news

LTA Announces Q2 2026 Quota Changes

With the Feb-Apr 2026 quota period under way at 18,824 total COEs, we break down what the numbers mean for Q2 supply and where premiums could head next.

20 Mar 2026 · 8 min read

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data

The Cost of a Car in Singapore vs The World: A Global Comparison

A Toyota Camry costs $25,000 in the US and over $160,000 in Singapore. We compare the total cost of car ownership across 15 countries to see where Singapore ranks.

19 Mar 2026 · 5 min read

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