Calculators
Estimate every cost of car ownership in Singapore. Pick a calculator below to get started.
Total Cost of Ownership
Estimate gross petrol-car registration and running costs over up to ten years.
ARF Calculator
Estimate current gross car ARF from OMV using the maintained tax bands.
PARF Rebate
Estimate car PARF from the original COE cohort, age and actual ARF paid.
Road Tax
Estimate annual base petrol-car road tax from engine capacity, excluding age surcharges.
Loan Calculator
Work out monthly car loan instalments, total interest, and total payable amount at flat interest rates.
Renew vs Scrap
Compare five-year renewal and ten-year renewal, replacement and carless cash-flow scenarios.
Affordability Calculator
Check a new-car quote against your take-home income, expenses, savings and required down payment.
EV vs Petrol
Compare quoted EV and petrol purchase outlays plus selected running costs, excluding resale and financing.
What If Calculator
Compare recorded COE premiums between two exercises; this does not establish a saving on a vehicle purchase.
Planning Your Car Purchase in Singapore
A Singapore car budget can include COE, registration taxes, financing and running costs. These calculators separate those components and state the inputs and exclusions for each estimate.
Whether you are a first-time buyer estimating your budget, an existing owner weighing renewal vs replacement, or someone considering the switch to an electric vehicle, start with the numbers. Check each tool’s stated inputs and review dates, and compare any COE assumption with the latest bidding results.