COE Insights

Guide

ERP 2 in 2027: An OBU Checklist for Car Owners

Prepare for the January 2027 ERP 2 transition with checks for OBU faults, warranty, payment responsibility and vehicle handover.

14 Sep 2026 · 6 min read

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Guide

Buy an EV Before 2027? Calculate the Incentive Saving Before You Rush

The maximum EV ARF offset falls in 2027, but your actual saving may be smaller. Work through the tax floor, price break-even and registration deadline.

12 Sep 2026 · 11 min read

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Guide

First-Time Car Buyer: A Checklist Before Paying a Deposit

Work through your budget, vehicle checks, financing and COE contract terms before committing to a first car in Singapore.

8 Apr 2026 · 3 min read

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Guide

PARF Car vs COE Car: Compare Eligibility, Condition and Cost

Understand the used-market labels, check the remaining renewal term, and compare costs without assuming every renewed car is a cheap bargain.

6 Apr 2026 · 3 min read

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Guide

Car Insurance in Singapore: Compare Cover and Handle a Claim

Check cover, excess, drivers, vehicle use and claim procedures. Understand why a cheap premium or high NCD does not guarantee the best policy.

4 Apr 2026 · 3 min read

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Guide

Scrap or Export Your Car: Rebates, Quotes and Payouts

Reconcile body-only and inclusive disposal offers, PARF and COE rebates, loan settlement, deadlines and the paperwork owners need.

2 Apr 2026 · 6 min read

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Guide

Car Running Costs: Expenses to Put in Your Budget

Build a running-cost worksheet covering energy, parking, wear items, servicing and downtime, with clear separation from purchase and finance costs.

31 Mar 2026 · 3 min read

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Guide

Parallel Importer vs Authorised Dealer: What to Verify

Compare the exact vehicle, warranty provider, servicing arrangements and final contract instead of assuming one sales channel is always cheaper or safer.

29 Mar 2026 · 3 min read

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Guide

Car Loans in Singapore: LTV, Flat Rates and Real Repayments

Understand the borrowing ceiling, compare effective interest rates and check the full repayment cost without treating housing TDSR as a car-loan budget.

26 Mar 2026 · 3 min read

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Guide

Understanding PQP: How the Renewal Price Is Calculated

Learn how PQP uses prior bidding months, why it differs from the latest premium, and how renewal timing changes the amount and entitlement you receive.

24 Mar 2026 · 3 min read

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Guide

COE Bidding Strategy: Set a Limit You Can Afford

Build a reserve-price limit from your complete car budget and understand why bid counts and past premiums cannot guarantee the next result.

24 Mar 2026 · 2 min read

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Guide

Singapore Road Tax: Petrol, Hybrid, EV and Older-Car Checks

Use the correct powertrain formula and vehicle age, distinguish annual from six-monthly figures, and check renewal prerequisites before payment.

22 Mar 2026 · 3 min read

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