COE Insights

Analysis

COE Supply After the 2020 Suspension: What Can Be Established

Separate the April–June 2020 bidding suspension from deregistrations, quota allocations and later price movements.

30 Nov 2025 · 3 min read

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Guide

COE Bid-to-Quota Ratio: Calculation and Limits

Learn what bids divided by quota measures, why it is not your probability of success, and how to read it alongside the clearing premium.

19 Nov 2025 · 2 min read

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Data

When COE Quota Rises, Must Premiums Fall?

Why a quota increase is not a guaranteed price cut, and what a reproducible quota-versus-premium comparison would need to measure.

4 Nov 2025 · 3 min read

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Analysis

Renew or Replace? A High-PARF Car Case Study

Compare renewal, replacement and going car-free, including a S$40,000 PARF example, upfront cash, repairs and five-year exit values.

19 Oct 2025 · 7 min read

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Opinion

Cat A vs Cat B: Compare the Car, Not Just the COE Gap

A narrow Category A–B spread can change a shortlist. Compare exact variants, final prices and running costs before deciding an upgrade is good value.

4 Oct 2025 · 3 min read

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Guide

The Cost of Owning a Car: A Transparent Ten-Year Budget

Build a complete ownership budget with purchase price, finance interest, running expenses and disposal proceeds, without counting loan principal twice.

14 Sep 2025 · 4 min read

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News

EVs and Category A COE: Eligibility, Demand and the Evidence

What EV eligibility means for a car shortlist, and what registration figures can and cannot tell us about Category A bidding demand.

31 Aug 2025 · 3 min read

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Data

COE Price Records: How to Check Highs and Lows

Find a record with its category, exercise and coverage period, and avoid confusing the largest nominal premium with affordability or investment performance.

14 Aug 2025 · 2 min read

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Data

From $2 to Six Figures: What COE Price Extremes Mean

A closer look at the meaning of a very low or high COE premium, including what it leaves out of a car purchase and ownership comparison.

31 Jul 2025 · 3 min read

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Analysis

Motorcycle COE at $13,189 in 2022: What the Data Shows

Review the November 2022 Category D high without treating delivery demand, bidder identity or category size as facts established by auction results.

14 Jul 2025 · 3 min read

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