When Should You Buy a Car? A Cost-of-Waiting Framework
Compare a car offer today with the costs and uncertainties of waiting, without relying on an unproven cheapest month for COE.
Practical guides, dated analysis and policy updates to help you understand COE and car ownership.
Compare a car offer today with the costs and uncertainties of waiting, without relying on an unproven cheapest month for COE.
Learn what the customs value represents, why it differs from a showroom price, and how gross ARF and actual ARF affect later rebate calculations.
Use a trip diary and worked examples to compare ownership, rental and hired rides, including shift work, family journeys, time and cash.
What LTA recorded in the $2 Category A exercise, how the clearing mechanism works, and why a historic premium is not an investment return.
Trace replacement deregistrations, Category E contributions, growth and adjustments through the May–July 2026 quota calculation.
Check the correct PARF cohort, unused COE refund and disposal quote. Worked examples show how these amounts differ and how to avoid counting them twice.
Separate holiday delivery pressure from a proven COE price effect, and compare the cost of waiting with the terms of your car package.
Use the correct engine and power limits, understand the Open category’s motorcycle exclusion, and check eligibility for the exact registered variant.
Evaluate the exact Tesla variant and ownership budget, including the correct battery warranty, charging routine and used-car checks.
Build an EV budget from a real quote, charging access, metered energy, road tax, insurance and disposal assumptions.
Understand where EEAI and VES enter an EV quote, why the registration date matters, and why incentive changes do not predict the next COE premium.
Use take-home income, living costs, deposit and a stress-tested car budget instead of treating gross salary or a loan ceiling as an affordability verdict.
Welcome back!
Preferences could not be saved. Enable cookies or browser storage, then try again.
We use cookies to improve your experience and analyse site usage. Privacy Policy