COE Insights

Guide

Should I Renew My COE or Buy a New Car?

A decision checklist for owners approaching expiry: vehicle condition, available cash, current disposal value and the full replacement cost.

18 Feb 2026 · 3 min read

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Guide

Understanding OMV: From Import Value to ARF

Learn what the customs value represents, why it differs from a showroom price, and how gross ARF and actual ARF affect later rebate calculations.

11 Feb 2026 · 3 min read

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Guide

Understanding PARF and COE Rebates

Check the correct PARF cohort, unused COE refund and disposal quote. Worked examples show how these amounts differ and how to avoid counting them twice.

4 Feb 2026 · 4 min read

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Guide

What Is Included in a Singapore Car’s On-Road Price?

Read a final car quote, separate import taxes from retail pricing, and identify COE, financing and incentive conditions before comparing offers.

21 Jan 2026 · 3 min read

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Analysis

2026–2027 VES Bands: How to Read Your Car’s Emissions Adjustment

Understand the revised VES labels, the worst-pollutant rule and how emissions adjustments interact with ARF and EV incentives.

19 Jan 2026 · 2 min read

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Analysis

2026 COE Outlook: Evidence, Supply Changes and Scenario Planning

Review the 2026 results available by 13 September and build price scenarios without presenting unsupported forecasts as a market model.

14 Jan 2026 · 3 min read

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Analysis

COE Supply After the 2020 Suspension: What Can Be Established

Separate the April–June 2020 bidding suspension from deregistrations, quota allocations and later price movements.

30 Nov 2025 · 3 min read

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Analysis

Renew or Replace? A High-PARF Car Case Study

Compare renewal, replacement and going car-free, including a S$40,000 PARF example, upfront cash, repairs and five-year exit values.

19 Oct 2025 · 7 min read

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Guide

The Cost of Owning a Car: A Transparent Ten-Year Budget

Build a complete ownership budget with purchase price, finance interest, running expenses and disposal proceeds, without counting loan principal twice.

14 Sep 2025 · 4 min read

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