COE Insights

Analysis

Q1 2026 COE Review: Category A Rose as Category B Ended Lower

Review January–March 2026 premiums with exact start-to-end changes, February’s A–B inversion and the correct quota-period distinction.

4 Apr 2026 · 2 min read

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Guide

Scrap or Export Your Car: Rebates, Quotes and Payouts

Reconcile body-only and inclusive disposal offers, PARF and COE rebates, loan settlement, deadlines and the paperwork owners need.

2 Apr 2026 · 6 min read

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Data

March 2026 Deregistrations: How They Feed into COE Supply

Read deregistrations separately from registrations and quota, and see why one month cannot determine the next COE allocation.

2 Apr 2026 · 2 min read

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Guide

Car Running Costs: Expenses to Put in Your Budget

Build a running-cost worksheet covering energy, parking, wear items, servicing and downtime, with clear separation from purchase and finance costs.

31 Mar 2026 · 3 min read

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Analysis

Do Private-Hire Cars Raise COE Prices? What the Official Data Says

Use MOT’s August 2026 registration figures and assessment, while separating PHV fleet size, submitted bids and the clearing-price mechanism.

31 Mar 2026 · 3 min read

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Guide

Parallel Importer vs Authorised Dealer: What to Verify

Compare the exact vehicle, warranty provider, servicing arrangements and final contract instead of assuming one sales channel is always cheaper or safer.

29 Mar 2026 · 3 min read

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Data

Car Price-to-Income Ratio: A Transparent Affordability Measure

Calculate a simple individual income ratio, understand what it leaves out, and build the cash-flow checks needed for a real buying decision.

27 Mar 2026 · 2 min read

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Analysis

May–July 2026 COE Quota: More for B, Less for A and D

The total allocation rose to 19,052, but category changes differed. Compare all five categories with February–April and read the official formula.

27 Mar 2026 · 2 min read

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Guide

Car Loans in Singapore: LTV, Flat Rates and Real Repayments

Understand the borrowing ceiling, compare effective interest rates and check the full repayment cost without treating housing TDSR as a car-loan budget.

26 Mar 2026 · 3 min read

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Guide

Understanding PQP: How the Renewal Price Is Calculated

Learn how PQP uses prior bidding months, why it differs from the latest premium, and how renewal timing changes the amount and entitlement you receive.

24 Mar 2026 · 3 min read

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Guide

COE Bidding Strategy: Set a Limit You Can Afford

Build a reserve-price limit from your complete car budget and understand why bid counts and past premiums cannot guarantee the next result.

24 Mar 2026 · 2 min read

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Data

Singapore COE History: Policy Milestones and Price Records

Separate changes to COE rules from individual premium records, and read a timeline without assuming each policy caused the following price move.

24 Mar 2026 · 3 min read

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